Welcome to our series HOME ECONOMICS, where we take a deep dive into someone’s financial situation by looking at their earnings, monthly expenses, and general money story.
This week, we have a 36-year-old working mom living in the San Francisco Bay Area with her husband and school-aged child.
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Fill out our HOME ECONOMICS form.
About me: My husband and I live in the San Francisco Bay Area with our one school-aged kid. While I have a master’s degree (and the student loan debt to prove it), right now I’m living in a state that doesn’t recognize my license and certification, so I work as a nonprofit administrator. I have two chronic illnesses that have impacted how much I can work since my kid was born. My husband is an engineer and has a very demanding job.
Age: 36
Location: San Francisco Bay Area
Relationship status: married
Age of partner: 35
All expenses are monthly and shared unless otherwise noted.
Income:
- Your job title/salary: Nonprofit Administrator - $30/hr (25–29 hours per week)
- Partner’s job title/salary: Engineering Supervisor - $215,000 salary plus bonuses
- Your monthly take-home pay (paycheck amount after taxes and other deductions): $2,400 (seems low compared to hourly because of unpaid vacation)
- Partner’s monthly take-home pay (paycheck amount after taxes and other deductions): $10,800
- Total monthly income: $13,200
